Business Checking

It all starts with checking. Every business needs a checking account, but your business is not the same as the one next door or down the street. CenterState Bank understands this. That’s why we offer a range of accounts, from basic checking to accounts that offer a full package of services. Find your location and choose what’s right for you.
  Business Checking: Each statement cycle we assess a monthly maintenance fee, to which we add fees for services you use. When your average collected balances, less any reserve requirements, are positive for the statement cycle, you receive an earnings credit which can offset the following account fees:

  • Monthly maintenance fee ..................... $15.00
  • FDIC charge, per $1000.00.................... $0.0009
  • Deposited items................................... $0.11
  • Checks/other debits paid....................... $0.15
  • ACH Debits/Credits............................... $0.10
  • Other Activity Charges*.......................... varies
  • Negative collected balance charge.......... WSJ Prime +3%

The Earnings credit is based on a formula using the 91-Day US Treasury Bill.

Business NOW Account: There is no monthly maintenance fee if (1) your minimum monthly balance is $2,000.00 or more or (2) your average monthly balance is $4,000.00 or more. A $15.00 maintenance fee applies if balance requirements are not met. You incur a fee for each transaction in excess of the applicable allowance, regardless of the balance you maintain:

  • Debits (after first 100) ....................... $0.15
  • Deposited items (after first 150) ......... $0.11

Small Business Account:

  • Monthly maintenance fee ..........................$0.00
  • Per Debit Item...........................................$.00/1st 100 Checks $0.15 thereafter
  • Per Deposited Item, noy on us....................$0.00/1st 200 items $0.10 thereafter

 

**1st order of checks FREE on all business accounts (Value Pack)

Business Money Market  

 

 

Health Savings Account

Perfect for your employees!